Wednesday 28 August 2013

What Happens When You Tell Indians to Stop Buying Gold

What Happens When You Tell Indians to Stop Buying Gold

Tuesday August 20, 2013 11:46
Love Trade Holds Its LusterIndia’s demand for gold during the second quarter of 2013 topped all other countries, according to the latest World Gold Council data. As noted by GoldCore, the demand for gold in India rose to its “highest in the last 10 years,” with jewelry, bars and coins demand, capping 310 tons during the period.
You can see India isn’t the only country in the East enamored with gold. I’ve discussed many times how China’s love for physical gold has endured, as gold deliveries on the Shanghai Gold Exchange climbed to record levels and jewelry stores were flooded with buyers in Beijing, Shanghai and Guangzhou.
Now the World Gold Council (WGC) confirms that in the second quarter, 60 percent of jewelry demand and almost half of all bar and coin demand came from these two countries alone!
European Consumer confidence on the Rise

While financially traded gold, i.e., ETFs, experienced redemptions, physical gold was in strong demand. Besides Chindia, people in the U.S., Europe, Turkey and the Middle East purchased tons of gold jewelry, bars and coins.
This tells us that the Love Trade shines on. Like gold, the Love Trade doesn’t tarnish; it holds its luster.
In India, the Love Trade holds steady in spite of the government imposing import tax hikes on gold in an attempt to reduce the country’s current account deficit. In fact, according to the WGC, gold jewelry, bar and coin demand in India alone was 70 percent stronger in the second quarter of 2013 compared to the same quarter last year.
When the increased duties were implemented, I was skeptical that gold demand would be curtailed because of India’s affinity to the precious metal.
For decades, Indian families have celebrated weddings, births, festivals and holidays centered on gold and these traditions are passed down from generation to generation. Take the wedding industry, for example, where about half of the gold that Indians buy each year is for a wedding. With an estimated 10 million weddings taking place every year in India, the country sees a lot of gold buying out of love.
That’s according to a 60 Minutes feature on the role of gold in India’s wedding industry. If you missed it, the link is on our website.
India’s culture is very different from that of many Western countries. I’ve been to many Indian weddings and have witnessed this special and unique celebration as well as a very tight bond among families. I’m excited to be attending another wedding this November while I am in Delhi at a global CEO summit.
However, the record gold buying we are seeing today isn’t only out of love. I believe Indians are also buying out of fear due to its infamously poor and corrupt government policies.
I often say how government policies can be precursors to change. Good policies can drive economic growth and markets respond positively. Bad policies can have the opposite effect. At the same time Indians buy gold out of love for their family and close friends, they are also buying gold out of protection.
Take a look at the chart below, which shows gold’s return in Indian rupee compared with gold’s return in the U.S. dollar. In the U.S., where the dollar has strengthened, gold has increased only 12 percent on a cumulative basis over the past three years. But in a country with a significantly weakening currency, gold gained nearly 50 percent.
PMI Leading indicator for European Earnings-Per-Share

With the government in India recently raising its import tax for gold to 10 percent, I firmly believe Indians will continue indulging in gold, even if they have to smuggle it in.
We’ll see if Delhi gets its way, especially as gold is approaching its prime seasonal time. I noticed on Business Insider that JP Morgan expressed a similar thought: “Indian demand is quite seasonal related to events and festivals. While some might argue for less Indian buying due to tougher regulations and the weaker rupee making the metal more expensive, the WGC data suggests the opposite."
Europe is trading Close to Record Low Based on Normalized Price-to-Earnings

When I was on Bloomberg Radio and CNBC in August, the anchors were asking me about gold’s movements and if investors should follow the gold buying patterns of George Soros and John Paulson.
These hedge fund managers are making huge short-term bets, which is a very different strategy from what I’ve suggested. I have always advocated holding gold like insurance, with only a 5 to 10 percent weighting in gold and gold companies, and rebalancing annually.
All opinions expressed and data provided are subject to change without notice. Some of these opinions may not be appropriate to every investor. The commentary references the investment theory of an investment as insurance against a separate market event that could negatively affect performance of an investment. The reference does not guarantee performance or a safeguard from loss of principal by investing in that asset. By clicking the links above, you will be directed to third-party websites. U.S. Global Investors does not endorse all information supplied by these websites and is not responsible for their content.
By Frank Holmes,
CEO and Chief Investment Officer
U.S.Global Investors
Disclaimer: The views expressed in this article are those of the author and may not reflect those of Kitco Metals Inc. The author has made every effort to ensure accuracy of information provided; however, neither Kitco Metals Inc. nor the author can guarantee such accuracy. This article is strictly for informational purposes only. It is not a solicitation to make any exchange in precious metal products, commodities, securities or other financial instruments. Kitco Metals Inc. and the author of this article do not accept culpability for losses and/ or damages arising from the use of this publication.

Saturday 3 November 2012

Public Gold to win back consumer confidence





PETALING JAYA (Nov 2, 2012): Gold trader Public Gold Marketing Sdn Bhd, which saw its sales last month dive by as much as 60% when it was put on Bank Negara Malaysia's (BNM) consumer alert list, is hopeful of maintaining last year's sales figure in 2012, said its founder and executive chairman Datuk Louis Ng Chun Hau.


The Penang-based company has been growing at a compound annual growth rate of 200% in the last four years, before it was placed on the central bank's alert list on Sept 27 2012.


Just over a month later on Oct 29, it was officially removed from the list.


Relieved the matter is settled for now, Ng, who is the largest shareholder in Public Gold, said his immediate task is to win back consumer confidence and continue with our branch expansion plans.


"Confidence among our dealers and customers was affected when BNM put us on its alert list on Sept 27. We saw our sales drop 50-60% during the period," he told SunBiz in a telephone interview.


Public Gold has about 30,000 registered customers. Of this, 30% or 10,000 are also its dealers.


Ng recalled how the company had assisted BNM in its assessment of Public Gold's business to ensure that it had a genuine business model and that "we solely trade physical gold and silver bars like that of any jewellers".


"The only difference is that we trade 24 hours and are Internet-based.


"During the period, we continued our operations as per normal because we were just placed on the consumer alert list (as opposed to the Financial Fraud Alert (FFA) list)," said Ng, adding that the FFA list is "very serious" as it indicates that the companies on the list are conducting illegal financial schemes.


"After this incident, we have proven ourselves to be sincere in serving our customers' interest through a practical business model that has now been verified by BNM.


"We are hopeful that sales will pick up for the rest of the year," added Ng.


In a statement dated Oct 30 2012, Public Gold said it will continue to maintain a proactive relationship with BNM and local authorities in order to comply with their guidelines.


Ng said Public Gold has 18 branches across Malaysia to date. In the Klang Valley alone, it has four branches in Sunway, Ampang, Klang and Kajang.


Plans are in the pipeline to list Public Gold on the local bourse in end-2014.


How does Public Gold ensure it won't fall into BNM's consumer alert list again? "Nobody can assure that," said Ng.


"We just have to ensure there is no complaint against our company and we don't infringe on the basic guidelines of gold trading, that is, just buy and sell physical gold, don't take deposit from customers, and don't promise any returns or give any monthly interest."


Source: The Sun Daily



Official Statement from Public Gold





Tuesday 9 October 2012

Adakah EMAS MAMPU MILIK akan MAMPU MENGUNTONGKAN PEMILIK nya?

As-Salam dan salam sejahtera semua Pembaca EmasPGSarawak :) Kali tok kmk akan share topik perbincangan kmk dengan kawan masa trip ke Miri riya. Kmk tok asal cuti jak, memang sik pernah sik nait ke Miri Bintulu nun. Yalah terus berjumpa dengan rakan-rakan dealer PG dan kawan2 sama sekolah kmk masa rilek di Miri. 

Tajuk perbincangan kita kali tok adalah : Adakah EMAS MAMPU MILIK akan MAMPU MENGUNTONGKAN PEMILIK nya? 

Menurut kmk pun, definasi Emas mampu Milik adalah?
  1. Harga nya murah(Sebab berat nya ringan)
  2. Berat emas yang ringan. (Biasa nya 1gram jak)
  3. Spread nya tinggi (Sebab kos minting tinggi)
  4. Kos minting selalu nya lebih mahal dari emas yg besar. Sebab, makin kecik emas ya, makin teliti dan rumit kerja mintang emas ya secara lansung meningkatkan kos.
  5. Mampu mempengaruhi mentality orang awam, makin murah Emas, makin UNTONG sebab murah. (tapi rami terkeliru dengan beranggapan meli emas murah sama mcm membeli belah keperluan harian yang murah menjadi more value to money)

Tok kmk mok share discussion masa kmk rilek ngan kawan di Miri dolok.. Ada salah sorang kawan kmk nanyak kmk, 

Rol, kenak aku mesti meli emas ngan kau mun ada tempat lain yang jual murah lagik dari harga kau pun emas? 

MURAH is one thing. UNTONG is another thing. Mun kau meli Emas, kau mauk UNTONG ka mauk MURAH? Aku mauk murah ngan untong. duak2 ku maok. Adakah kau meli murah dah menjamin kau udah untong? Aok. Off course lah. Sebab murah. Beli murah, jual mahal.

Beli Emas 1dinar RM700, spread 6% dan beli Emas 1gram RM200, spread 27%.. Di masa depan, tatkala harga emas dah nait 27%, 1dinar kau dah untong 4.5 kali ganda lebih mahal dari harga beli. Manakala emas mampu milik ko bok balit modal... At this point, adakah kau rasa meli emas murah ya udah menjamin ko dah untong?


Emmm... menar juak owh Rol. Ko menar-menar molah palak ku berfikir nektok. Lamak tok ku sik nampak point nak di tanyak kau tok pok. Meli emas tok sik macam meli dak manok, ikan dak sayor di pasar. Makin murah dak manok ya, makin untong sebab barang ya di makan. Berbeza dengan Emas. Makin murah emas belum gerenti aku dah untong mun spread nya tinggi sebab ari ku jual balit, spread ya akan nentu untong rugi ku yang sebenar nya..



So nektok para pembaca semua, apa pandangan ktk? Adakah EMAS MAMPU MILIK akan MAMPU MENGUNTONGKAN PEMILIK nya? Jawapan sejati adalah terpulang dengan penilaian ktk empun. Sikda jawapan yang salah. Semua jawapan adalah betul jika di lihat dari perspektif yang berbeza. Secara umum nya, ada 2 perspektif berbeza yang akan mempengaruhi jawapan dan pilihan ktk. 

PERSPEKTIF 1#: Sebagai seorang PENIAGA
Sebagai peniaga atau dealer yang menjual Emas Mampu Milik.. kompom ktk akan rasa UNTONG. Sebab ktk menang VOLUME berbanding QUANTITY. Kemungkinan pelanggan membeli emas yg lebih murah(kecil) adalah lebih tinggi berbanding emas yg mahal(besar). Makin banyak volume emas kecik-kecik ktk jual, makin untong ktk sebab ktk gain komsiyen(biasa nya sekitar 8%) dari company yg supply emas tersebut. Mentality yang biasa di serap kepada pembeli adalah, beli emas utk di simpan.. Emas melindungi nilai. makin lama di simpan makin untong.. Secara lansung,mereka yang beli emas jenis tok akan terus simpan emas nya selama bertahun-tahun sebelum boleh berpeluang menjual emas nya macam apa yg kmk explain rah soal jawab dgn kawan kmk di awal artikal tok tadik. 

PERSPEKTIF 2#: Sebagai seorang PELABUR
Bila ktk melihat dari konteks seorang pelabur, sudah pasti memilih Emas Mampu Milik bukan menjadi pilihan utama sebab ktk sedar, pembelian pada harga murah belum menjamin ktkpun sebagai pelabur dah untong. Ktk akan sedar bahawa, Keuntongan sebenar Pelaburan Emas adalah berapa % gain profit yang di perolehi pada hari ktk jual emas ya kelak. Selain itu, memilih Emas yg spread rendah akan jadi pilihan sebab ya adalah faktor MASA yang penting dalam menentukan BILA? CEPAT atau LAMBAT ktk boleh untong.. Secara lansung, ktk akan lebih berminat utk menambah lagik simpanan Emas ktk di masa depan sebab ktk merasa keuntongannya hasil dari beli jual beli balit dlm masa yg lebih singkat berbanding yang beli Emas Mampu Milik, tapi sikpat jual dolok emas nya sebab belum lepas dari harga beli due to spread yang tinggi. Kmk pun dah molah dan beli emas kmk balit modal dalam masa 5 hari jak. Boleh baca camney cara kmk untong dalam 5 hari jak rah ctok ---> Cerita 10 dinar

Aih. mun camya, nipu lah sidak nak jual Emas mampu milik ya Rol owh? Sik. sidak nya sik nipu pok. Urusan jual beli emas ya tetap sah. Kau bayar CASH, ko dapat emas di tangan. Sikda masalah di sia. Its just matter of choice nak ney ko maok? Mun ko milih MURAH, beli emas mampu milik. Mun ko milih UNTONG, macam biasa, LOCK emas ngan aku lah pok. Kmk org di Public Gold menyediakan Platform Pelaburan Emas terbaik di Malaysia. Kau tetap untong dari semua segi. Aok. Menar kata kau Rol. Mun ku milih Emas mampu Milik, perlu wujudnya keterbergantungan faktor mesti ada buyer bok boleh untong komisyen. Mun sikda buyer, terpaksa nunggu lamak sebelum emas ya untong. Bok aku paham kenak kau stick ngan Public Gold dan rilek2 jak org meli ka sik meli emas.. Sebab kau tetap boleh polah untong padu lamak tok owh. kenak lagik orang mcm aku tok rol, nak berjual sik pandey. Bagus ku jadi cam kau owh? tetap juak Untong. Yes. Betul. Aku just merik kau option mana nak kau rasa senang jak. ko mok jadi Peniaga or Pelabur ya memang totally choice kau empun :)

Walau bagaimanpun, Ingin kmk tekankan di sitok, dalam duak-duak kes, kedua-dua nya tetap untong. Minak, di saat emas yang spread nya 27% baruk balit modal, emas spread rendah udah berpesta 4.5 kali ganda lebih gembira sebab udah lamak dolok balit modal. Jika kita lihat, kedua-dua golongan pada dasar nya secara automatic akan jadi PENYIMPAN Emas. Setuju sik? Oleh itu, apa pun perspektive ktk dalam konteks pelaburan emas, ktk tetap akan menyimpan emas fizikal di tangan dikpun. Oleh itu, 1st step to do now is, jom tukar kan simpanan CASH kepada simpanan EMAS :)

So now, Adakah EMAS MAMPU MILIK akan MAMPU MENGUNTONGKAN PEMILIK nya? Kmk yakin dan percaya, ktk dah ada jawapan tersendiri base on perspektif ktk empun :)

Semoga tok dapat jadi panduan utk ktk memilih hala tuju Pelaburan Emas ktk :) 

Like Our Page Here ---> EmasPGSarawak Official Page in Facebook


Sunday 7 October 2012

METALS OUTLOOK: Gold May Target $1,800/Oz Next Week

(Kitco News) - Gold prices may try to target $1,800 an ounce next week after missing its chance to break through this week, with Chinese market participants returning from a week-long holiday.


Prices were down on the day and mixed on the week. The most-active December gold contract on the Comex division of the Nymex settled at $1,780.80 an ounce, up 0.39% on the week. December silver settled at $34.572 an ounce, down 0.01% on the week.


On Monday, Canada is closed for the Thanksgiving holiday.


In the Kitco News Gold Survey, out of 33 participants, 23 responded this week. Of those 23 participants, 18 see prices up, while three see prices down, and two are neutral or see prices moving sideways. Market participants include bullion dealers, investment banks, futures traders, money managers and technical-chart analysts.


Gold prices fell just shy of hitting the $1,800 an ounce mark this week, as profit-taking set in following an as-expected September U.S. employment report. The U.S. Labor Department said 114,000 jobs were created in September and the unemployment rate fell to 7.8%


“An overall better-than-expected jobs report, consistent with most recent data that suggest the economy is gaining some momentum,” BMO said.





Nomura analysts called the details of the report “mixed,” but said the biggest surprise of the report was the drop in the unemployment rate, which it said happened for the “right reasons” as both household employment and the labor participation rate increased. Last month the unemployment rate dropped because of a drop in the labor participation rate.


Also, the firm said, the “big net revisions” were positive. Negatives to the report included a drop in the manufacturing data, they said.


Dan Pavilonis, senior commodities brokers with RJO Futures, said gold was a bit whipsawed by the jobs data, but said looking toward next week, he expects that gold will rise above the $1,800 area, citing upward momentum and China’s return to the markets after this week’s holiday, which might spur additional buying.


Additionally, he said, silver looks like it can target the $36 area, based on bullish technical charts.


Pavilonis said he’s also keeping an eye on the situation in Europe, waiting to see if Spain ends up requesting a bailout. If that occurs, that means more liquidity in the markets which is bullish for gold, he said.


Frank Lesh, futures broker at FuturePath Trading, said gold overall looks like it could rise next week.


“Despite some short-term profit-taking today, (gold) will still post a higher close than last week and one of the higher closes of the year, basis December futures. We know that central banks continue to quietly accumulate gold, and economic policies in the U.S. and Europe continue to direct capital to gold as well,” he said.


Lesh also pointed out a few areas to watch next week. “The dollar weakness and euro strength remain an important part of this situation too… There is some concern that bullion has been lagging this move higher and it will be important to see physical demand improve along with investment demand,” he said.


Also worth watching next week is the situation in the Middle East. This week there were riots in Iran over currency problems and Turkey authorized military action against Syria. Ira Epstein, director of the Ira Epstein division of The Linn Group, who said he sees prices for gold rising, said the rising tensions can be price-supportive. “This is gold’s environment,” he said.


While most market watchers said they forecast higher prices for gold next week, that view isn’t universal. There are some technical analysts who said gold might be due for a setback because it hasn’t taken out the $1,800 area and could be building a temporary ceiling at that area.


Pavilonis admitted there is some resistance building there, and noted the February top comes around there too. If gold prices were to pull back, he said solid support is in the $1,750 area. “I’d be a strong buyer at that level,” he said.


Lesh concurred, noting that next week’s key levels will be $1,800 resistance and $1,750 support, which he called “the boundaries of the consolidation range.”

Friday 5 October 2012

Rol, masih berbaloi sik ku nyimpan Silver ku tok owh?


Salam dan selamat sejahtera para pembaca ya di hargai. kmk bok lepas upgarde SOHO kmk di rumah. Alhamdulilah, sikit-sikit mupok-mupok kata orang :) Jadi nektok kmk tengah nulis artikal tok dengan setup SOHO kmk yg terbaru. Yalah semangat tok :) 

Tok lah Small Office Home Office - SOHO kmk tek. Ada meja baru, kerusi baru dan Black board dah nektok :)

Ok. berbalik kepada topik kita tek, Ada org nanyak kmk, "Rol, masih berbaloi sik ku nyimpan Silver ku tok owh?" Riya ku meli mahal dari harga nektok. Tapi harga silver tok mcm lom nait-nait gik. geney pikey ko Rol? YES. Berbaloi. Kenak? Sebab silver is commodities. In long term, harga nya tetap akan nait juak. Cara kmk melihat silver tok adalah, Selagi masih ada demand ke atas silver, Harga nya sik akan turun jadi murah. Adalah sangat mustahil utk harga silver drop sampey sik bernilai lagik. Jika ktk ada 1kg silver, pasya berik silver ya dengan org.. Walaupun masa tok harga silver tengah turun, pasti org tetap akan nerima silver ya. Setuju sik?

Berikut adalah hasil berbincangan kmk dengan kawan kmk tek..

Mun kita diat trend harga silver sejak 10tahun lepas..berlaku kenaikan yang sangat ketara dalam tempoh tersebut. 

Harga Silver sejak 10 tahun lepas
OCT 2002 = USD 4.30/OZ... OCT 2012 = USD 35/OZ 
Kenaikan Harga Silver dalam 10tahun tok = 713%   

Walaupun harga silver telah nait 713% sejak 10 tahun lepas, namun kenaikan harga ya sik berlaku secara sekata setiap tahun. Dalam jangka pendek, kita dapat diat berlakunya nait turun yang sangat ketara. 

Rah debah tok kmk share kan analisis teknikal dari salah satu Forum Emas online yang kmk rasa sangat bagus utk panduan kita bersama..

_________________________________________________________________________________________________________________

Sumber: Kitco Forum

I've been looking at the silver price charts and wanted to see if I could dig a little deeper to predict the medium-term as well as long-term price of silver.


As you can see in the chart above, if you take the start of the silver bull market as Jan 2003, when silver finally departed the 4$ trading-range it had been in for decades, then you can see that the price of silver follows what I will call Bull Bursts, with silver highs hitting a 29% annual appreciation curve and then falling back in price significantly (at least 34%) before running to new highs within 2 to 3 years.


Note that the lows for each Bull Burst have always occurred shortly after hitting the highs (within 9 months), followed by a walk back up to the 29% annual appreciation line. This is a very scary time for silver investors, as the decline is massive in a short amount of time (at least 34%).

Given that this trend has repeated four times already in the past 10 years, it appears that the low for this Bull Burst may already be in ($25.84 back in September 2011) and we should be in a trading range around 30-40$ until at least late fall 2012, or more likely the middle of 2013. Then you will see an explosive run up to around $75-80/oz in 2013, with a dramatic decline to about 50$ shortly thereafter.


The next big run up after that will be in 2015 to about $130/oz, falling back to about 80-90$/oz shortly thereafter. 

The next (final?) big run up will be in 2017 or 2018, when silver breaks $200/oz. I believe this psychological barrier will cause the masses to pile in to silver and we will hit $300/oz or higher shortly thereafter. Gold should be around $8000/oz by then, so the GSR will be about 25:1.

This is the point at which I plan to sell at least 75% of my precious metals and move the proceeds into whatever cash-flowing asset class is most undervalued (most likely rental real estate and dividend stocks), and semi-retire.
_________________________________________________________________________________________________________________

Lepas explain dan show graph di atas, kwn kmk menganggok paham.. Make sense juak owh Rol. lagik pun, aku tetap juak sik rugi pa-pa pun. Sebab duit pakey ku meli Silver riya memang tujuan asal nya utk simpanan long term ku pakey keperluan masa depan. Mun ku sik simpan silver sekalipun, tetap juak duit ya akan di simpan untuk jangka panjang"

Mun ku nambah lagik STOCK silver ku nektok camney? OK sik rasa kau? YES. Sangat OK bro. Sebab masa harga MURAH lah kita meli. Jual masa MAHAL :) Silver nektok sama macam masa harga Emas at 255usd/oz 10 tahun lepas. Masa ya sikda org duli gilak. Bila harga emas dah cecah 1800usd/oz, bok semua org mok membeli dan memiliki emas. Setuju sik?

Harap tok dapat berik panduan untuk ktk plan apa mok di polah dengan simpanan silver sedia ada :)

Wednesday 26 September 2012

Gine Pelaburan Emas tok? Boleh explain dengan cara senang?

Assalamualaikum & Salam Sejahtera pembaca sekalian.

Dalam posting kali tok, kmk mok share gine palaburan emas dalam bentuk mudah. Tok memang exactly apa yg orang rami mok tauk dan sentiasa di bincangkan dalam TT tentang emas kmk dgn kawan-kawan.

Rami orang request dengan kamek coba explain dengan bahasa yang paling mudah step-step nak beli, jual balit ke sine dengan sapa dan sebagainya.. So,

First sekali, sekadar nak refresh balit pengetahuan kitak orang tentang pelaburan emas. Konsep pelaburan emas tok sangat straight forward and mudah..

Ingat word tok,

Beli pada harga rendah, Jual balit pada harga tinggi.

Mun masih juak sik faham tangar contoh tok: Pelaburan Meli Rumah

Katalah kitak meli rumah banglo pakei invest:


Tahun 2005: Rega dibeli RM200,000

Tahun 2012: Rega dah nait jadi RM500,000

Dah untung kah belum? Belum kitak untung

Pakenak belum untung? Sebab kitak belum jual rumah ya!

Dah kitak jual dengan new buyer baruk lah kitak jadi OKB – Untung RM300,000!

Gia lah juak konsep pelaburan emas.. Beli waktu rega rendah, jual pada masa rega dah tinggi!

Oooo senang jak padu…


Camya lah juak mun kitak molah pelaburan emas.. Katakan kitak meli emas Public Gold 100 gram..

Tahun 2012: Beli emas tok rega RM17,200 

Tahun 2014: Rega emas 100 gram dah jadi RM23,000


Nak dapat untung.. Jual emas ya barulah kitak mendapat keuntungannya..

Jual balit dengan sapa? Jual balit dengan kamek atau di ofis Public Gold.

Mun Jual balit dengan kedey di pasar terimak sik? Of course sidak terimak tapi berapa rega nak di ambik sidak (for sure rendah agik). Iboh kata emas Public Gold, emas dari kedey sidak pun gik tulak besar. Biasanya kedey tolak more than 20%.

Pahal jadi macam ya? Sebab kedey di pasar nun purpose dibukak bukan pakei investment, tapi pakei perhiasan.. Lekak meli dari kitak di lebur nya pakei polah dak rantey, gelang and etc..


Emas kedak gelang ngan rantey dapat pakei invest sik? Emas investment ada 2 bentuk jak. Jongkong emas dan dinar emas.. Reason nya adalah spread margin atau susut nilai lebih kecil.

Apa maksud spread margin? Beza rega PG SELL dan PG BUY. Kedak exchange rate juak. Apa itu Spread?

Every year berapa banyak rega emas nait? Paling jaik rega emas nait every year is sekitar RM30 segram.

Berapa minimum rega nak beli emas? Sikda istilah minimum and maximum. Beli ekot berat emas yang ditawarkan. Refer harga sebelah kanan tok diat rega PG SELL (rega beli emas).

Perlu berpayslip indah nak meli emas tok? Sik perlu. Asal ada cash boleh beli emas tok. Orang pencen, orang bekerja, anak masih universiti pun boleh meli…

Lekak kamek beli apa kamek polah? Lekak beli, kitak dapat emas.. Simpan tempat selamat. Ya ajak.. Sikda gago bercarik orang pa ndah..


Sik berani nyimpan di rumah, ada tempat lain pakei simpan? Simpan di Public Gold. Caj sangat murah 0.5% daripada harga PG SELL. Minimum caj is RM20 setahun!

Ok katalah kamek meli emas 250 gram apa kamek dapat? Kitak dapat jongkong emas 250 gram & sijil ketulenan emas ya..

Gine nak tauk tulen kah sik? Jangan riso. Di ofis Public Gold ada mesin densimeter. Khas untuk ngecek tulen kah sik emas. Sama model dipakei sidak Bank Rakyat dengan Agrobank. Kitak nak ngecek gelang tangan bini kitak tulen kah sik pun boleh juak..


Apa kenak rega beza emas Public Gold dengan pasar jauh murah? Harga Public Gold lebih murah per gram kerana di acuan senang dipolah, ada kilang sendiri (siap dapat award Malaysian Book of Record gik).. Harga emas di pasar jauh lebih mahal sebab sidak dah include sekali kos sewa kedey, elektrik, gaji security guard di masuk dalam kos rega emas..

Harga emas nang sik pandei turun kah? Selagi mana US print duit & demand permintaan emas dari seluruh dunia ada selagi ya emas makin mahal.. Pernah kitak dengar rega emas makin murah? Sik nak.. Rumah pun sama, sik pandei turun rega.. Sebab deduak ya dinamakan ASET.

Apa kegunaan meli dinar emas & jongkong? Mun kitak belum nikah, jadikan sebagai mas kahwin & wang hantaran (sikda gik orang pakei cheque nektok).. Mun udah nikah, iboh gago bercarik nikah duak. Bagi pihak perempuan, berik la hadiah jongkong emas or dinar emas dengan husband kitak masa annivesary!

Zakat emas gine? Mun emas kitak simpan LEBIH dari 85 gram and dah simpan setawun baruk kitak ada zakat.. Dunia untung sebab rega emas nait, akhirat apatah lagik. Complete 5 rukun..

Emas tok dapat diwaris kah sik? Kenak nya sik. Senyum lawyer berbagi dengan waris kitak. Senang ajak. Satu untuk kau, satu untuk aku.. Mun nyimpan cash dalam bank, tunggu mahkamah kata boleh baruk dapat berbagik.

Kamek gik mudak. Untung sik ngeloan meli emas? Good debt! Sebab rega nya makin bertambah. Mun kitak nanyak ngeloan makei meli rim tayar cepat kamek jawab rugi! Ekot pengalaman kamek sik sampei 5 tawun dah boleh settle loan.

Apa beza emas Public Gold dengan produk lain? Simple ajak: Harga emas per gram, sijil ketulenan & paling penting spread margin nya berapa percent

Berapa lamak nak dapat untung pelaburan emas tok? Medium long term. Advisable lebih kurang setahun..

Mun nak nikah bagus sik meli emas ooo? Diat gambar debah tok.. Judge yourself..
Gamba hantaran kawin kamek in 31.12.2011. Galaxy Note ya dah start lagging/slow dan turun RM400 lebih murah harga nya dari harga beli dolok while Emas 1dinar ya tetap bernilai :)
Ok puas hati dengan jawapan kitak Rul. Gine cara nak beli?

Beri nama penuh, email, no phone and emas yang kitak maok beli..

Hantar ke 016-8538019

**Artikal asal, dari mentor kmk, En Hafizul Hakim. 

Tuesday 21 August 2012

Gadai nyawa kejar emas? Kenak?


Kosmo 21 Ogos 2012
Tempah maut dalam terowong

Oleh MULLER ASEN
berita@kosmo.com.my


Pengurus Geologi North Borneo Gold, Murray Stevens memantau kawasan perlombongan haram di kaki Gunung Tabai di Bau, Sarawak baru-baru ini.



KUCHING – Meskipun lombong emas di kaki Gunung Tabai, Bau di sini sudah memakan tiga korban, para pelombong emas haram tidak pernah serik untuk mencari logam berharga itu sejak berbulan-bulan lalu.

Lebih menjengkelkan, mereka bukan sahaja mencuri emas dari lombong berkenaan bahkan sanggup pula memberi suapan kepada pekerja syarikat yang memiliki lombong terbabit agar melindungi kegiatan mereka.

Lombong tersebut dimiliki oleh syarikat North Borneo Gold Sdn. Bhd.

Pelombong emas haram itu yang terdiri daripada warga tempatan dan pendatang asing tanpa izin langsung tidak mempedulikan soal keselamatan diri ketika melakukan kegiatan tersebut.

Ini kerana hasil jualan emas yang diperoleh sangat lumayan.

Peralatan-peralatan khas seperti penyodok tanah, pahat, tukul, guni serta khemah yang dibawa menjadi penguat semangat kepada mereka untuk menggali emas sebanyak mungkin.

Ikuti berita selanjutnya di KOSMO! hari ini.

Sumber Berita: Kosmo Online
____________________________________________________________________________________________
Kenak orang sanggup gadai nyawa dan buat apa jak demi utk mendapatkan emas? Apa kah Emas ya lebih mahal dan berharga gik dari nyawa sidak empun? Menurut pandangan kmk, the only reason kenak org sanggup polah apa saja demi Emas adalah, sebab emas BERNILAI. ya jak. simple. Pusin belit camney sekali pun cerita emas tok, end up nya, mesti org mau memiliki, ingin memiliki, suka kepada emas sebab nya bernilai :)
Secara lansung, tok akan manjawab SOALAN-Soalan yg Berbunyi camtok: 
" Ney ko tauk harga emas makin ari makin mahal? Mun emas turun harga jadi RM0 camney? "
Sebab ya, bila kelaka part Emas, kita sik pat diat Emas sama macam persepsi pelaburan-pelaburan lain. Pelaburan lain, walau apa sekali pun jenis pelaburan ya, (ktk tolong nama kan dikpun rah comment) mesti akan ada SOMETHING utk explain dengan details 'why this why that' pelaburan tersebut boleh di yakini oleh pelabur. Kita pun menar-menar ngecek details sebelum mula melabur di sia.

2600 tahun yang lalu Kerajaan Lydia mengeluarkan syiling emas pertama dunia, The Lydian Lion.Ia menunjukkan bahawa ribuan tahun dahulu hati manusia sudah tertarik kepada emas danmenggunakannya sebagai wang.



Berbeza dengan pelaburan emas. kmk explain dalam bentuk situasi:

Mun lah tek Emas lamak nak di atas tok di temu ktk masa ncangkul tanah bekebun(memang ada org madah 'mun juakk'. Tapi sikpa, main point di sitok just utk berik ktk gambaran situasi jak). Secara automatic, sik payah kmk explain apa-apa, ktk sedia maklum bahawa benda ya Emas dan ktk akan menyimpan nya walaupun emas tok dah 2600 tahun yang lepas pun cerita. Sik perlu kmk yakin kan lagik dengan 'why this why that' bila bercerita tentang emas. Tanpa ngeluar graph performance Emas sejak 10 tahun lepas pun kita terus paham dan yakin bahawa emas adalah bernilai  :)

Di Public Gold, ktk boleh memiliki emas pada harga yang lebih murah dari harga pasaran. Senang beli. Senang jual balit. Sikda gago bergadai nyawa :) Just Call/Sms/whatsapp kmk +6016538019(available masa kmk cuti jak. kmk kerja di Offshore rig. masa kerja sikboleh embak tepon) / +60168965244 (24/7) or Inbox kmk di Facebook utk LOCK price ktk. For more info, Bagaimana Membeli & Menjual?

Oleh itu, kmk strongly believe Emas ada lah satu pelaburan yang selamat dan menguntongkan sesiapa sahaja yang tauk ilmu yang benar tentang nya :)

NOTA: Sungguh pun kmk madah emas tok lebih bagus dari lain-lain pelaburan, bukan bermaksud kmk nyuroh ktk close semua pelaburan lain dan fokus semata-mata dengan pelaburan emas ajak. Dan bukan  juak bermaksud pelaburan lain semua-semua sik bagus. Point yang kmk sampaikan di sitok hanya untuk perbandingan jak. Your money, Your choice, Your decision to make :)


Sunday 19 August 2012

Perutusan Raya 2012 dari admin EmasPGSarawak.


Kamek Azrul Azmil Perali ingin mengucapkan Selamat Hari Raya dari perantauan kepada semua pembaca, pelanggan-pelanggan yang di hargai, Dealer-dealer Public Gold seangkatan dengan kamek, guru-guru dan mentor-mentor emas semua sekaligus rakan taulan, kenalan-kenalan, mereka yang selalu bertanya dgn kmk di Facebook dan semua siapa sahaja yang mengenali kmk! kamek juga ingin mengambil kesempatan tok utk memohon maap jika ada salah silap, terkasar bahasa atau menyinggung perasaan ktk di posting atau cara menjawab soalan yang sik di kenan hati dan mintak maap juak atas apa-apa jak salah silap kmk dgn ktk orang semua selamak tok :)

"Lisan kadang-kadang tak terjaga, Janji kadang-kadang terabaikan, Hati kadang-kadang berprasangka, Sikap kadang-kadang menyakitkan. Harapan ini akan menjadi indah, jika selalu ada kemaafan diantara kita''

''Ya Allah, muliakanlah sahabatku ini, bahagiakanlah keluarganya, berkatilah rezekinya, kuatkanlah imannya, berilah kenikmatan ibadahnya, jauhkanlah dia dari segala fitnah.. amin..''


Salam Perantauan,

Tulus Iklhas,
Azrul Azmil Perali
Admin: www.emaspgsarawak.blogspot.com



Syariah Compliances dalam pembelian emas?


Ada kenalan kamek nanyak di FB:
Assalam bro.thnks for the add.nak nanyak pasal PG.syariah compliances kah? lom nemu statement gik.tq 

Jawapan kmk: 
Wkslm Tuan. PG hanya nyedia platform jual dan beli emas fizikal utk pelaburan. Dimana setiap transaksi di lakukan dalam bentuk Cash dan pelabur akan menerimak emas fizikal utk di simpan rah tangan pelabur dikpun. The idea is, pelabur beli emas masa murah. Simpan. Dan jual bila harga mahal :) mun kita generate sigek question yg berbunyi, mun kita meli emas rah kedey emas di pasar(kedey biasa lah, habib jewal, tomei, poh kong etc), utk di simpan as pelaburan, perlu sik nya syariah compliances sebelum kita boleh membeli nya? 

Selagi proses jual beli itu sendiri ada akad emas (LoCK) yg sah. Wujud Penjual dan pembeli yg bersetuju dgn deal yg telah termetrai. tanpa paksaan atau deal yg berat sebelah. Wujud emas nya. (bukan emas dlm buku or online. Bayar emas tapi dpt buku), maka sikda masalah lah transaki emas tersebut :) 

PG nyedia platform pelaburan emas yg terbaik di Malaysia. Sbb? Di PG, harga emas update setiap 20min base on harga LIVE emas dunia. Harga yang lebih murah dari harga emas pasaran. Spread jual balik yg rendah. Boleh LOCK jual dan beli balik at any time 24/7. Dgn kata lain, di PG, pelabur emas dpt memaksima kan keuntongan dan minimize cost related.

Saturday 18 August 2012

Update: Trend harga emas dari Mei ke Ogos 2012



Salam dan selamat Sejahtera Semua!

OK, sikit update berkenaan harga emas dalam tempoh 3bulan tok. Berdasarkan graph rah debah tok, kita dapat diat:

Update pada 17 Aug 2012
Line Resistance sangat kuat bertahan di 1633. dah 3bulan harga emas cuba mok lepas dari R 1633 tok. mun lepas jak R1633, or berik lah 1650. ada potensi besar harga emas akan nait menghampiri R1700/1800 at least.

Dalam masa yg sama, Line Support pun sangat kuat bertahan di 1549. Ada pun percubaan untuk turun ya berlaku 7 kali dalam masa 3bulan tok, penurunan ya bermain di sekitar 1549 ajak. Jika harga turun limpas 1549, maka standby jak utk molah pembelian besar-besaran :) Kenak beli besar-besaran? Sebab, ktk sik perlu tunggu harga nait cecah 1900 bok untong. cukup sekadar harga nait balit lepas spread 5%~8% jak ktk dah balit modal :)

Soalan yang timbul nektok, adakah anda telah rugi apabila sik paham dan sik tauk baca graph? adakah anda rugi mun sikda masa nak nangga grap jak2 siang malam ngecek harga? Jawapan nya, TIDAK. Kenak? Sebab, harga emas dah nait lebih 500% sejak 10tahun lepas. Dengan kata lain, simpan ajak sik payah polah apa-apa pun simpan emas masih juak menguntongkan :) Setuju sik?

Harga emas semenjak tahun 2001. Setiap line merah bermaksud 1 tahun.
So, dari ctok dapat kita simpul kan bahawa, Pelaburan Emas adalah satu jenis pelaburan yang pasti menguntongkan dari semua segi :)

Note: Jika anda berpeluang menjual emas ya pada masa harga mahal, sila kan. jangan tunggu. Simpan CASH ya, bila harga turun balit, ktk boleh beli lagik. Dalam jangka panjang, ktk dpt menikmati keuntongan jual beli emas ya berkali adalah lebih baik dari ktk beli sekali dan simpan selamak 5tahun.. dan hanya jual pada tahun ke 5. ktk tetap juak untong. Tapi ktk hanya untong sekali ya ajak dalam masa 5tahun ya :) Boleh refer artikal,  Buat untong dengan Pelaburan Emas for dummies!